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Title
Text copied to clipboard!Commercial Lending Manager
Description
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We are looking for a Commercial Lending Manager to lead and oversee our commercial lending operations. This role is pivotal in managing client relationships, assessing creditworthiness, and ensuring the growth and profitability of the lending portfolio. The ideal candidate will have a strong background in finance, excellent leadership skills, and a deep understanding of commercial lending practices. As a Commercial Lending Manager, you will be responsible for developing and maintaining relationships with business clients, analyzing financial data, and ensuring compliance with regulatory standards. You will also play a key role in mentoring and guiding your team to achieve organizational goals. This position requires a strategic thinker who can balance risk management with business development, ensuring that the lending portfolio remains robust and profitable. If you are passionate about finance, have a knack for building strong client relationships, and possess the expertise to lead a team, we encourage you to apply.
Responsibilities
Text copied to clipboard!- Develop and maintain relationships with business clients to understand their financial needs.
- Evaluate and approve commercial loan applications based on creditworthiness and risk assessment.
- Monitor and manage the performance of the commercial lending portfolio.
- Ensure compliance with all regulatory and organizational policies.
- Collaborate with other departments to provide comprehensive financial solutions to clients.
- Lead, mentor, and train a team of lending officers and support staff.
- Develop strategies to achieve lending targets and business growth.
- Prepare detailed reports on lending activities and portfolio performance.
Requirements
Text copied to clipboard!- Bachelor's degree in Finance, Business Administration, or a related field.
- Proven experience in commercial lending or a similar role.
- Strong understanding of credit analysis and risk management.
- Excellent leadership and team management skills.
- Exceptional communication and interpersonal abilities.
- Proficiency in financial software and tools.
- Ability to work under pressure and meet deadlines.
- Knowledge of regulatory requirements in the financial sector.
Potential interview questions
Text copied to clipboard!- Can you describe your experience in commercial lending?
- How do you assess the creditworthiness of a business client?
- What strategies do you use to manage and grow a lending portfolio?
- How do you ensure compliance with regulatory standards?
- Can you provide an example of a challenging loan decision you made and its outcome?
- How do you handle underperforming team members?
- What tools or software do you use for financial analysis?
- How do you balance risk management with business development?